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Disclaimer

The information and all statements made above are expressions of opinion ("Statements") and for your reference only. No representation or warranty, express or implied, is made that such information or Statements are accurate, complete or verified or as to the fitness of any such Statements for any purpose, and they should not be relied upon as such. Information and Statements contained above are not to be relied upon as investment advice and without the reader’s own independent verification or in substitution for legal, financial, tax, accounting and other professional advice with regard to his/her specific concerns, issues and situation. Because of their narrow focus, sector investments tend to be more volatile than investments that diversify across many sectors and companies. Investment returns will fluctuate. An investor’s shares when redeemed may be worth more or less than original cost. Investors should carefully consider the investment objectives and risks as well as charges and expenses of an instrument before investing.  

 

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