What are the selection processes at BNP Paribas Wealth Management?
There are a wide range of responsible products out there, and navigating this constantly evolving market can be difficult. BNP Paribas Wealth Management has set up rigorous selection processes to advise you on the products that best meet your needs and objectives.
Listed companies and players in the financial sector are required to provide information and figures on their sustainable development approach in a systematic and consistent manner. This information is used in particular in the selection of securities and financial products.
This process comprises several stages which provide complementary filters through which to study both their financial prospects and their outlook in terms of sustainable development. These different selection processes are carried out by experts dedicated to each asset class. The role of private banking is to offer you products that match your ESG investing preferences.
* We prefer to use the term ‘responsible’ rather than ‘sustainable’ to refer to the approach discussed here, as ‘sustainable’ refers to a specific type of financial product whose responsible characteristics are defined by the European Regulation on sustainability‐related disclosures in the financial services sector, also known as the Sustainable Finance Disclosure Regulation (SFDR).
(1) BNP Paribas' financing and investing policies are publicly available on the website https://group.bnpparibas/en/our-commitments/transitions/financing-and-investment-policies. They provide a framework for financing and investment in sectors deemed to pose a risk to the environment or society, such as palm oil or the mining industries. They also exclude certain activities such as tobacco and non-conventional oil and gas. The criteria of these policies are set out and adapted to BNP Paribas Wealth Management's investment universe in BNP Paribas Asset Management's Responsible Business Conduct Policy
(2) Based on their financial profile, risk profile and sustainability preferences.
INTERNAL LIABILITY ANALYSIS
All investments are analysed through responsibility filters using BNP Paribas Wealth Management's responsibility methodologies applied to different asset classes and based on various sources of information. Individual securities and mutual funds are subject to in-depth analysis to assess their potential, both individually and as part of a wider portfolio, in terms of risk/return.
DIVERSIFIED SOLUTIONS
Available in all asset classes (funds (open architecture), stocks, bonds, structured products, private equity)
EXPERTISE
A dedicated team of qualified experts to help you with your investment decisions.
DEFINE YOUR INVESTOR PROFILE AND MANDATE
We define your investor profile on the basis of your risk tolerance and sustainability preferences, and then we establish a precise mandate between you and your portfolio manager.
BUILD AND MANAGE YOUR PORTFOLIO
We create your mandate by selecting the positions that make up your portfolio on the basis of BNP Paribas Wealth Management's strategy.
We attach great importance to diversifying your portfolio in order to promote performance and stability over the long term.
MANAGE YOUR PORTFOLIO’S RISKS
The management of your mandate includes a monitoring of the level of responsibility of the instruments. In addition, the instruments’ responsibility rating is regularly updated.
STAY INFORMED
We keep you regularly informed about the development and management of your assets, your performances and the associated non-financial criteria. You will receive regular performance reports.
NON-FINANCIAL REPORT
As part of certain mandates, we produce several types of non-financial reports that provide information on the responsibility rating of the instruments in the portfolio, the carbon footprint, and the commitment made with issuers.
DEFINE YOUR INVESTOR PROFILE AND GOALS
We define your investor profile on the basis of your risk tolerance and sustainability preferences.
STAY INFORMED
We favour smooth and transparent communication.
BUILD AND MANAGE YOUR PORTFOLIO
We design tailor-made solutions enabling you to invest in a responsible framework where uncertainty and potential risk factors are minimised.
You benefit from personalised support, with proposals in line with your risk preferences and level of responsibility, to guide you in your investing decisions and choices.
ADAPT YOUR INVESTOR PROFILE
Changes in your personal situation or significant events on the financial markets are both good reasons to regularly review your investor profile together.
INVESTMENT REPORTS AND PORTFOLIO REVIEWS
We monitor the non-financial criteria covered by the portfolio. These indicators include the level of responsibility of the securities, the objectives pursued in terms of responsible investing and the proportion of the portfolio dedicated to these approaches.
The BNP Paribas Group is committed to making a sustainable and inclusive contribution to the environmental, social, technological and economic challenges of our time.
Redirecting financing towards the energies of the future
In the face of the climate crisis, BNP Paribas is convinced that its responsibility as one of the leading banks in the European Union is to redirect its financing towards green projects, with the aim of achieving a carbon-neutral economy by 2050.
Designing responsible products and solutions
BNP Paribas encourages its clients to invest in a sustainable way by offering them a range of responsible investment products: Green loans and bonds for large companies, labelled funds with sustainable objectives for both institutional and individual investors, etc.
Take part in the transformation of the financial sector
BNP Paribas has adopted sector-specific policies setting out strict ESG criteria to guide our financing and investments in these sensitive areas.
In line with the United Nations' Sustainable Development Goals, the Group is committed to acting as a catalyst for the energy transition, fighting deforestation and protecting the safety of local populations.