Build Your Core Portfolio
Looking for advice to build or manage your financial portfolio? At BNP Paribas Wealth Management, we provide the relevant information you need to choose the right investments depending on your time horizon and investment profile.
Whether you would like to invest in equities and bonds, or are looking for sophisticated solutions, our extensive financial investment solutions have been crafted to meet our clients’ needs. From simple and transparent products to highly sophisticated solutions, we tailor our financial expertise to your specific goals.
Equities are simple and transparent products that allow an investor to participate in the development of a company. Equities not only have the benefit of having a high liquidity, but they also have, with a higher volatility, a higher expected return over the long term than that of other asset classes, while at the same time providing a dividend.
Investing in equities on a regulated market is accessible to most people. It is often coherent with personal convictions influenced by our own history, our personality or the search for capital gains.
However, investing in equities requires prior knowledge, such as understanding the rules that affect capital markets, a company’s business, or how to assess a company’s growth prospects.
At BNP Paribas Wealth Management, you can benefit from the advice of our in-house experts and from exclusive partnerships with market leaders on over 850 international stocks in the USA, Asia and Europe.
We also help you access these markets through various investment solutions such as investment funds, structured investments or management mandates.
Investment Grade bonds are highly sought after when risk aversion increases or when money market rates are low. Bonds are generally less volatile than equities provided the issuer has a good quality rating. They enable you to protect your capital when held until maturity and benefit from a higher yield than investments on the money market, so long as the issuer does not default. This asset class can also provide you with a steady revenue until maturity or until a possible call.
For more dynamic and sophisticated clients, we also propose bonds providing more attractive yields, albeit accompanied by an increased risk, such as High Yield bonds or Corporate hybrids. Selection and monitoring are key and a systematic buy-and-hold is not always the right behavior to adopt. Correlations are also strong with equity markets.
At BNP Paribas Wealth Management, our worldwide network of bond specialists draws upon both in-house and external research and analysis to furnish you with knowledgeable advice on a complex investment universe - government bonds, financial and non-financial corporate bonds of issuers with financial profiles of varying strengths, mature and emerging markets, senior and subordinated rankings, fixed and floating coupons, index-linked bonds, bonds in different currencies...
Based on deep convictions, our team makes selections among issuers and securities and monitors them over time. Our dedicated network can also offer you access to both primary and secondary markets through experienced execution teams and provide you with made-to-measure solutions upon request.
We can also help you access these markets through a panoply of investment solutions such as investment funds, structured investments or management mandates.
Among all the traditional financial investments, investment funds constitute a choice security over the long term. This type of ready-made investment provides every portfolio with a source of return and natural diversification through the expertise of the greatest management professionals and their "savoir-faire".
Selecting funds entails looking beyond the fund characteristics and paying particular attention to the fund managers. At BNP Paribas Wealth Management, you benefit from the experience and advisory of our fund specialists to guide you in your investment choices. We offer a rigorous selection of over 170 actively managed funds – which includes a selection of core portfolio funds and funds for diversification purposes.
We bring you high-quality solutions rigorously chosen by our dedicated international fund specialists’ network. Depending on your investment objectives, we bring you several solutions for investing in funds:
- A selection of in-house funds managed by BNP Paribas Investment Partners, one of the largest asset managers in the world;
- A selection of external funds chosen in partnership with FundQuest Advisor, a BNP Paribas Group company and a major international player dedicated to fund research;
- A network of 30 Fund Advisors dedicated to providing a high-quality offering protected by objective criteria;
- A fund selection and a monitoring dedicated to client use that ensures a securitization of our clients’ investments.
In Europe, there are nearly 2,000 self-proclaimed Sustainable and Responsible Investment (SRI) funds. However, there is no universal norm that guarantees the extra-financial quality of these funds’ approaches. At BNP Paribas Wealth Management, our SRI team’s role is to select the best SRI funds based on extra-financial criteria to create an offering for private clients.
Since 2007, we have developed a real expertise in SRI and Impact Investing. Our specialists select products that provide social or environmental value-added and financial performance, and propose a range of services to assist you in your responsible investment initiative.
We use a proprietary tool to analyse various criteria – fund purity; quality of the Environmental, Social and Governance (ESG) approach; transparency; voting and commitment policy; sector and normative exclusion policy – in order to ascertain just how seriously a fund takes into account environmental and social issues.
In order for you to ascertain the real impact of your portfolio, our team will also provide you with:
- Detailed diagnosis of your portfolio,
- Guidance to help you re-orient your portfolio towards greater impact,
- Bespoke counsel on a targeted impact choice.
Structured investments are sophisticated products combining bond investment with a strategy using derivatives. They serve as an original and effective alternative to traditional financial investments through nearly unlimited pay-offs on a very large range of underlyings for clients who have a suitable investment profile and the proper market knowledge.
Structured investments notably facilitate access to fragmented or difficult-to-access markets without specific trading constraints, such as physical holding of the underlying asset. They provide diversification in your portfolio for a pre-determined investment horizon.
At BNP Paribas Wealth Management, we offer you a broad range of structured solutions with features that can be adapted to your needs in the best possible way:
- Specific requirements,
- Investment goals,
- Risk sensitivity.