Investing for a sustainable future: the key role of responsible investors.
Responsible Investments: what resources are available to investors?
In a world striving for sustainability, investors play a central role in the transition toward a more responsible economy. As explained by Alice Martinou, Head of Sustainable Solutions and Philanthropy at BNP Paribas Wealth Management Luxembourg, individuals can take action through their consumption choices, philanthropic donations, and also via their investments.
Sustainable financial products, such as green bonds or microfinance funds, make it possible to combine economic performance with positive impact. Green bonds, for example, exclusively finance environmental projects while maintaining a risk level equivalent to traditional bonds. Their transparency is ensured by third-party certifiers.
The circular economy is a good illustration of this dynamic: in the automotive sector, it enables the recycling of materials from electric batteries, thereby reducing environmental impact. On the social front, microfinance provides access to education and healthcare for populations excluded from the banking system.
Responsible investing relies on ESG data (Environmental, Social, Governance), combined with traditional financial data to ensure quality and returns. The European regulatory framework, although still evolving, now requires funds to disclose their sustainable commitments. Finally, the stewardship approach allows asset managers to influence corporate strategies, notably through voting at shareholder meetings and shareholder proposals. Investing responsibly means choosing to act for a better world while preserving one’s financial goals.
Green bonds, for example, are used exclusively to finance environmental projects. Thanks to these products, investors are not exposed to the risk typically associated with what might be perceived as more innovative and risky ventures.
Alice Martinou
Head of Sustainable Solutions and Philanthropy
