Build Your Core Portfolio
Are you looking for an approach adaptable to your level of involvement in the management of your portfolio? BNP Paribas Wealth Management allows you to choose how much you would like to delegate the management of your portfolio.
Whether you wish to manage your assets yourself, as you are already well-informed on market trends, do it in collaboration with our specialists, or just eliminate the day-to-day hassle of portfolio management, we can provide you with the solution most adapted to your needs, and expectations. BNP Paribas Wealth Management has three portfolio management solutions at your disposal:
- Discretionary Portfolio Management (DPM) allows you to delegate the management of your portfolio to our management teams.
- Advisory Services will supply you with our specialists’ recommendations for investing in the capital markets, afford you assistance in the management of your portfolio and provide careful monitoring of your positions.
- Execution Services provide you with direct access to our trading desk.
Evolving financial markets are complex and require considerable involvement and analysis. Similarly, the opportunities and risks inherent to investments require constant attention. And yet, your time is precious.
When you choose to use our Discretionary Portfolio Management, you delegate the analysis, selection of the best investments and constant monitoring of your portfolio to our team of portfolio managers, who leverage not only their own experience and savoir-faire but also the expertise of numerous financial specialists (in investment strategy, asset allocation, etc.). To make the most of every investment opportunity, we implement active management to respond to market changes and to meet your investment objectives and fulfil your wishes in terms of return and risk.
We offer you a global service and tailored assistance through our wide range of asset allocation solutions, thematic mandates and our bespoke portfolio management offering, providing you with a whole spectrum of investment styles suitable for your investor profile.
You want to play a key role in managing your assets but would like active monitoring of your positions and advice from our specialists?
With our Advisory Services, you maintain a privileged relationship with your Private Banker, who takes a hand in managing your portfolio and guides you in your decision-making by providing you with key market information provided by:
- A team of buy-side analysts who provide detailed sector analysis, and investment and trading lists of stock;
- An Advisory Desk team which, after a thorough screening process, provides a list of the best picks, investment opportunities and arbitrages as well as recommendation updates;
- A local trading desk providing efficient execution on all instruments.
Our Advisory Desk offers you solutions that vary according to your desired degree of involvement. No matter what you choose, you will benefit from our proprietary portfolio construction method as well as a regular and personalized review of your wealth situation, while at the same time always remaining abreast of market opportunities.
Are you well-informed, do you wish to manage your assets yourself? We can organize direct access to our trading desk for you. Banking with BNP Paribas Wealth Management will offer you a privileged access to our portfolio construction recommendations. We will take care of all the administrative aspects for you, such as order execution, reporting and more.
Our Execution Services provide you with dedicated, experienced staff who will facilitate your access to international coverage of equities, bonds, derivatives, forex and precious metal markets.
Looking for advice to build or manage your financial portfolio? At BNP Paribas Wealth Management, we provide the relevant information you need to choose the right investments depending on your time horizon and investment profile.
Whether you would like to invest in equities and bonds, or are looking for sophisticated solutions, our extensive financial investment solutions have been crafted to meet our clients’ needs. From simple and transparent products to highly sophisticated solutions, we tailor our financial expertise to your specific goals.
Equities are simple and transparent products that allow an investor to participate in the development of a company. Equities not only have the benefit of having a high liquidity, but they also have, with a higher volatility, a higher expected return over the long term than that of other asset classes, while at the same time providing a dividend.
Investing in equities on a regulated market is accessible to most people. It is often coherent with personal convictions influenced by our own history, our personality or the search for capital gains.
However, investing in equities requires prior knowledge, such as understanding the rules that affect capital markets, a company’s business, or how to assess a company’s growth prospects.
At BNP Paribas Wealth Management, you can benefit from the advice of our in-house experts and from exclusive partnerships with market leaders on over 850 international stocks in the USA, Asia and Europe.
We also help you access these markets through various investment solutions such as investment funds, structured investments or management mandates.
Investment Grade bonds are highly sought after when risk aversion increases or when money market rates are low. Bonds are generally less volatile than equities provided the issuer has a good quality rating. They enable you to protect your capital when held until maturity and benefit from a higher yield than investments on the money market, so long as the issuer does not default. This asset class can also provide you with a steady revenue until maturity or until a possible call.
For more dynamic and sophisticated clients, we also propose bonds providing more attractive yields, albeit accompanied by an increased risk, such as High Yield bonds or Corporate hybrids. Selection and monitoring are key and a systematic buy-and-hold is not always the right behavior to adopt. Correlations are also strong with equity markets.
At BNP Paribas Wealth Management, our worldwide network of bond specialists draws upon both in-house and external research and analysis to furnish you with knowledgeable advice on a complex investment universe - government bonds, financial and non-financial corporate bonds of issuers with financial profiles of varying strengths, mature and emerging markets, senior and subordinated rankings, fixed and floating coupons, index-linked bonds, bonds in different currencies...
Based on deep convictions, our team makes selections among issuers and securities and monitors them over time. Our dedicated network can also offer you access to both primary and secondary markets through experienced execution teams and provide you with made-to-measure solutions upon request.
We can also help you access these markets through a panoply of investment solutions such as investment funds, structured investments or management mandates.
Among all the traditional financial investments, investment funds constitute a choice security over the long term. This type of ready-made investment provides every portfolio with a source of return and natural diversification through the expertise of the greatest management professionals and their savoir-faire.
Selecting funds entails looking beyond the fund characteristics and paying particular attention to the fund managers. At BNP Paribas Wealth Management, you benefit from the experience and advisory of our fund specialists to guide you in your investment choices. We offer a rigorous selection of over 170 actively managed funds – which includes a selection of core portfolio funds and funds for diversification purposes.
We bring you high-quality solutions rigorously chosen by our dedicated international fund specialists’ network. Depending on your investment objectives, we bring you several solutions for investing in funds:
- A selection of in-house funds managed by BNP Paribas Investment Partners, one of the largest asset managers in the world;
- A selection of external funds chosen in partnership with FundQuest Advisor, a BNP Paribas Group company and a major international player dedicated to fund research;
- A network of 30 Fund Advisors dedicated to providing a high-quality offering protected by objective criteria;
- A fund selection and a monitoring dedicated to client use that ensures a securitization of our clients’ investments.
In Europe, there are nearly 2,000 self-proclaimed Sustainable and Responsible Investment (SRI) funds. However, there is no universal norm that guarantees the extra-financial quality of these funds’ approaches. At BNP Paribas Wealth Management, our SRI team’s role is to select the best SRI funds based on extra-financial criteria to create an offering for private clients.
Since 2007, we have developed a real expertise in SRI and Impact Investing. Our specialists select products that provide social or environmental value-added and financial performance, and propose a range of services to assist you in your responsible investment initiative.
We use a proprietary tool to analyse various criteria – fund purity; quality of the Environmental, Social and Governance (ESG) approach; transparency; voting and commitment policy; sector and normative exclusion policy – in order to ascertain just how seriously a fund takes into account environmental and social issues.
In order for you to ascertain the real impact of your portfolio, our team will also provide you with:
- Detailed diagnosis of your portfolio,
- Guidance to help you re-orient your portfolio towards greater impact,
- Bespoke counsel on a targeted impact choice.
Structured investments are sophisticated products combining bond investment with a strategy using derivatives. They serve as an original and effective alternative to traditional financial investments through nearly unlimited pay-offs on a very large range of underlyings for clients who have a suitable investment profile and the proper market knowledge.
Structured investments notably facilitate access to fragmented or difficult-to-access markets without specific trading constraints, such as physical holding of the underlying asset. They provide diversification in your portfolio for a pre-determined investment horizon.
At BNP Paribas Wealth Management, we offer you a broad range of structured solutions with features that can be adapted to your needs in the best possible way:
- Specific requirements,
- Investment goals,
- Risk sensitivity.